Life and Health Insurance

REMINDER – Underwriting: Enhancement to underwriting requirements

REMINDER – Underwriting: Enhancement to underwriting requirements

We would like to remind you that since June 5, life and critical illness insurance underwriting requirements are valid for a 12-month period. This enhancement applies to all cases.

 

Below is a summary table that illustrates the expiry date for each type of requirement:

REQUIREMENT

BEFORE

SINCE JUNE 5, 2014

Urinalysis

6 months

12 months – Improved!

Medical exam

6 months

12 months – Improved!

Paramedical

6 months

12 months – Improved!

Blood profile

6 months

12 months – Improved!

Prostate specific antigen (for men)

6 months

12 months – Improved!

Pulmonary X-ray

6 months

12 months – Improved!

Personal and medical history sections of the insurance application

6 months

12 months – Improved!

Tele-interview

6 months

12 months – Improved!

Resting electrocardiogram

12 months

12 months

Stress electrocardiogram

12 months

12 months

 


Please refer to the updated documents “Underwriting Requirements – Life Insurance (MIND0084A)” and “Underwriting Requirements – Critical Illness (MIND0085A)” both availabe in version 3.1 of the illustration software library and on the advisors’ secure website.