Life and Health Insurance

Your client already has mortgage protection, life insurance and even disability coverage? What about critical illness insurance?

You may be thinking…

• “Critical illness coverage is complicated.”
• “Critical illness underwriting is rigorous.”
• “Critical illness insurance is expensive.”

 

IS THIS REALLY THE CASE?

• The industry has adopted standard critical illness definitions to minimize discrepancies and to simplify the products.
• Critical illness underwriting may vary according to the client’s age, lifestyle, product and insurance amount chosen. Riders and simplified critical illness insurance products help alleviate the underwriting process while providing adequate protection.
• The product offering has evolved to include basic and short term plans as well as simple critical illness riders which will lower the costs for your clients. In addition, return of premiums options are offered.

 

THE SSQ SOLUTION

Keep it simple with our Critical Illness rider!

• No additional underwriting is required when the life insurance is approved at a standard rate.
• Critical Illness rider is simple to sell and covers the 3 most common illnesses.
• The assistance benefit is included at no additional cost that will help your client when they need it most.

This affordable rider can be added to our Term Plus, Term Life and Whole Life products. You can easily include this valuable protection in your client’s financial plan.

 

Discover our Critical Illness insurance promotional insert.

We also offer competitive stand alone Critical Illnes plans for adults and children.

 

Start the critical illness conversation today and maximize your sales opportunities!