Life and Health Insurance
Discover our loan insurance solution with Term Plus
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Whether your clients have a mortgage, a line of credit or even a business loan… We’ve got them covered.
Build a complete loan insurance solution with Term Plus – offer your clients a flexible and affordable coverage designed to help protect against everyday risks such as premature death, disability or illness.
Our loan insurance solution makes for a well-suited protection for first-time home buyers or for anyone with personal or business loans looking for simple, affordable and comprehensive coverage.
Benefit from the following advantages:
LIFE INSURANCE
- Flexibility to combine different terms of 10, 15, 20, 25, 30 or 35 years under a single insurance policy – no proof of loan required
- Level or decreasing insurance available
- Built-in insurability benefit
CREDIT DISABILITY PROTECTION
- Monthly benefit up to 1.5% of the insurance amount, to a maximum of $3,500 per insured, to cover loan payments in case of a total disability.
- Built-in insurability benefit
- Assistance services included
CRITICAL ILLNESS COVERAGE
- Affordable $20,000 benefit covering the three most common illnesses: cancer, heart attack and stroke
- Simple to obtain – life underwriting only! The coverage is granted automatically if Term Plus life insurance is approved at a standard rate!
- Assistance services included
Talk to you clients about this complete insurance solution – consult our “Loan Insurance solution with Term Plus” sales piece.
We would like to remind you since November 12, you must use the new version (2013-11) of the Insurance Application. Please note that the current version (2013-05) of the Insurance Application (paper and electronic including the signatures pages) will be accepted, if received at our New Business department, by no later than December 6, 2013. After this date, no exceptions will be made. You can obtain the new paper version (2013-11) from your MGA or by submitting an order with our “Printed Documents Order” form. We thank you for your continued support.
For more information, please contact the regional sales office nearest you.