Investment and Retirement

The advantages of choosing a "turnkey" portfolio

The advantages of choosing a

The ASTRA Funds platform offers a wide variety of investment options, ranging from bond funds to alternative investment funds, as well as balanced and equity funds. Because of this diversity, clients are able to take advantage of different options to build up a balanced portfolio that best suits their needs, one that usually consists of bonds and equities.

 

There are three ways to build a balanced portfolio:

 

SELF-DIRECTED METHOD ­

Funds are selected individually from the various asset classes across available ASTRA funds. Investors themselves select the fund managers of their choice to build a diversified portfolio. However, monitoring the portfolio and the managers may be time consuming, and the rebalancing of the different classes is not done automatically.

 

DELEGATED METHOD ­

Investors use balanced funds managed by a single management firm (usually also includes active management of asset allocation). Generally, the manager has all the latitude to choose the asset allocation, holdings and their weighting.

 

TURNKEY METHOD

Using the "portfolio funds" (or funds of funds) that use the funds of different asset classes, managed by different managers, resulting in a multi-management balanced fund. It’s like having an entire team of managers at work for the investor, each one in his area of expertise.

 

The "turnkey" method is offered at SSQ Investment and Retirement via two families of portfolio funds, the underlying funds of which are actively managed.

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