Life and Health Insurance

Combining life and critical illness insurance

An efficient way to meet your client’s insurance needs!

The concept is simple: why not combine term, permanent and critical illness (CI) insurance and show your client how this solution can help protect their future plans? Depending on your clients’ needs and financial circumstances, this may be the right fit for them.

Here’s an example that demonstrates a complete coverage - Term 20, Whole Life 20 and CI T20 under a single policy. Entirely paid-up after 20 years, this solution is a great introduction to insurance planning with your clients.

Male, age 35, Non-Smoker

Insurance need: $250,000

Note: The total monthly premium includes a single policy fee.   Reference: SSQ Insurance Illustration Software, March 2013

 

Nothing simpler than a packaged solution to meet the various needs of your clients!

• No more payments past year 20
• Option to convert Term life to Permanent life insurance
• Great way to introduce the advantages of living benefits
• One policy, one premium!

Reminder: As of March 1^st, a new version 2.0 of the Illustration Software is available