Life and Health Insurance

Loan insurance with Term Plus: an essential protection for many of your clients

Your existing or prospective clients would benefit from learning about available insurance solutions; this is where you come in, working with them to build a solid financial plan. A great opportunity to grow your business while protecting and servicing your clients.

OUR LOAN INSURANCE SOLUTION WITH TERM PLUS

Our loan insurance solution with Term Plus offers a comprehensive solution that covers a mortgage loan, line of credit or any other personal or business loan. Your client’s loans can be covered under one single insurance policy. Our Term Plus life insurance combined with a disability and critical illness riders makes for an all-in-one, affordable insurance option.

DISCOVER HOW YOUR CLIENTS BENEFIT

• All-in-one insurance coverage to help protect against everyday risks such as premature death, disability or critical illness
• Flexible term options – 10, 15, 20, 25, 30 or 35 year terms, with a decreasing or level insurance amount
• Option to add a disability insurance rider to help meet loan related financial commitments in the event of a disability
• A highly affordable $20,000 critical illness coverage that is automatically granted when Term Plus life insurance is approved at a standard rate (life underwriting only)
• Preferred life underwriting starting at $250,000 rewarding a healthy lifestyle
• Flexibility to cover all loans under one single insurance policy with just one policy fee
• Life and disability insurance amounts may be increased without evidence of insurability, allowing your clients to better meet their changing needs
• Possibility to get a family coverage by adding life insurance for children
• Option to combine our loan insurance solution with whole life, critical illness and term life insurance products for a more comprehensive protection

Consult our Illustration Software for additional product information and rates.